Products

MSANII LOAN

This is a credit facility designed to finance Artisans and Craftsmen in Tanzania. The facility is meant to support financial loans, working equipment needs enabling artisans and craftsmen to be able to be more productive on innovating the state-of-the -art products and services.

Pesa Loan
Objective
This is a personal financing loan for supporting rent needs aiming at improving artist production environment by lending them rent so that they can have quality working environment.
Target Customers
All Artists from low to high levels throughout the country.
Duration of the Loan
The loan is designed to be repaid within one month in multiple installments depending on the base amount
Loan Amounts
The loan amounts range between TShs. 30, 000 – 5,000,000 and keep on increasing as the member repay and take loans timely.
Pango Loan
Objective
This is a quick personal financing loan for supporting short term needs such as utilities payments i.e. electricity, waters bills, transport fare and emergencies like medical bills.
Target Customers
All Artists and craftsmen from low to high levels throughout the country.
Duration of the Loan
The loan is designed to be repaid within one month in multiple installments depending on the base amount
Loan Amounts
The loan is designed to be repaid starting on a monthly basis with the processing fee depending on the amount loaned
Vifaa Loan
Objective
This is a personal financing loan for supporting long term needs aiming at improving artist production by lending working tools or equipment.
Target Customers
All Artists from low to high levels throughout the country.
Duration of the Loan
The loan is designed to be repaid on a monthly basis depending on the amount loaned
Loan Amounts
The loan amounts starts from 300,000 and keep on increasing as the member repay and take loans timely.

NGAO LOAN

This is a credit facility designed to finance private security guards from all private security companies. The facility is meant to support their day to day needs and serves as a bridging finance.
Objective
This is a personal financing loan to assist short term needs such as utilities payments electricity, waters bills, transport fare and emergencies such as medical bills.
Target Customers
All private security guards from private security companies throughout the country.
Duration of the Loan
The loan is designed to be repaid on a monthly basis depending on the amount loaned
Loan Amounts
The loan amounts starts from 50,000 i.e. minimum loan, whereas the Minimum disbursement is 20,000. The employer sets a loan ceiling.

NIVUSHE LOAN

This is a salary advance facility designed to finance Employees from private companies, NGO’s & Public Listed Companies. The facility is meant to support  their day to day needs and serves as a bridging finance.
Objective
This is a personal advance to assist short term needs such as utilities payments electricity, waters bills, transport fare and emergencies such as medical bills.
Target Customers
All Employees from private Companies throughout the country
Duration of the Loan
The loan is designed to be repaid within 10 days after the last date of the loaned month.
Loan Amounts
The advance amounts starts from Tsh.50,000/= to 500,000/= or above depending on employee salary and the employer approval to adjust the loan ceiling.

MTAJI-PAP LOAN

This is a facility designed to finance small and medium entrepreneurs in market areas. The facility is meant to support their need to quickly access and raise of capital.

Objective
This is a personal loan to assist and serve as a capital boost to capture drop – in business opportunities faster and circulate their capital quickly. It’s a deal –  goal catcher…!
Target Customers
All small and medium entrepreneurs in markets areas throughout the country
Duration of the Loan
The loan is designed to be repaid within one month after loan payment date. It can be repaid daily, weekly or in a month depending on agreement.
Loan Amounts
The amounts starts from Tsh.500, 000/= to 3,000,000/= or above depending on the borrower ability and history of Kopafasta loans repayments.

MKULIMA LOAN

This is a credit facility designed to finance Farmers while awaiting cultivation of their produce. The facility is meant to support their day to day needs and serves as a bridging finance.

Objective
This is a personal financing loan to assist short and long term needs such as utilities payments electricity, waters bills, transport fare and capital boost to grow their business as supplement to farming activities.
Target Customers
All Farmers from low to high levels organized Farmers throughout the country
Duration of the Loan
The loan is designed to be repaid from two (2) months and above upon crop Cultivation
Loan Amounts
The loan amounts starts from Tsh.100, 000/= and keep on increasing as the Member borrows and repays loans timely.

MDAU LOAN

This is a credit facility designed to serve stakeholders or neighbors (Mdau) of SME’s & Retailers (who is kopafasta WAKALA) that supports his/her business in one way or another. Mdau is registered by WAKALA, issued a loan card and can access online loans via kopafasta loan card.

Objective
This is a quick personal financing loan for supporting short term needs such as utilities payments i.e. electricity, waters bills, transport fare and emergencies  like medical bills.
Target Customers
All SME’s & Retailers stakeholders of ALL levels throughout the country
Duration of the Loan
The loan is designed to be repaid within one month up to Tsh.200,000/= and above two months for Tsh. 250,000/= plus.
Loan Amounts
The loan amounts range between Tsh.30,000/= to 5,000,000/= and keep on increasing as the member repay and take loans timely.