Nivushe Loan is an advance salary loans, also known as salary advance or payday loans, are short-term loans designed to provide employees from private sector companies with quick access to a portion of their upcoming salary. Nivushe Loan is used to cover immediate financial needs or unexpected expenses before the next regular paycheck arrives.

Nivushe Loan has helped substantial number of employees to assist facing temporary financial constraints such as medical bills, utility bills, car repairs, or other urgent financial obligations that cannot wait until the next payday.

The loan amount in an advance salary loan is typically a percentage of the borrower's anticipated salary. The maximum loan amount usually depends on the borrower's income, employment history, and the lender's policies. Nivushe loans are short-term and typically tied to the borrower's payday. The loan is repaid in full, including the principal amount and any applicable interest or fees, usually through crediting of the owed amount to the kopafasta Microfinance Bank account after mutual reconciliation.